:root{--navy:#092a4a;--teal:#F72585;--ink:#102944;--muted:#5c6d7e;--bg:#f6fafb;--line:#dbe5e9;--white:#fff}*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.6}a{color:inherit;text-decoration:none}.wrap{max-width:1180px;margin:auto;padding:0 24px}.top{position:sticky;top:0;background:#fff;border-bottom:1px solid var(--line);z-index:10}.nav{height:72px;display:flex;align-items:center;gap:24px}.brand{font-size:28px;font-weight:800;letter-spacing:.03em;margin-right:auto}.brand small{display:block;font-size:10px;letter-spacing:.1em;font-weight:600}.navlinks{display:flex;gap:20px;font-size:14px}.btn{display:inline-block;padding:12px 18px;border:1px solid var(--navy);border-radius:6px;font-weight:700}.btn.primary{background:var(--navy);color:#fff}.hero{background:linear-gradient(120deg,#fff 0%,#f5fafb 70%);padding:78px 0 58px}.eyebrow{font-size:12px;letter-spacing:.18em;font-weight:800;text-transform:uppercase}.hero h1{font-family:Georgia,serif;font-size:68px;line-height:1.02;margin:16px 0}.hero h1 span{color:var(--teal)}.lead{font-family:Georgia,serif;font-size:20px;max-width:760px}.actions{display:flex;gap:14px;flex-wrap:wrap;margin:28px 0}.trust{font-size:13px;color:var(--muted)}.states{background:#f0f7f8;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:26px 0;font-weight:800;letter-spacing:.12em}.states strong{font-size:25px;margin-right:20px}.section{padding:64px 0}.grid2{display:grid;grid-template-columns:1fr 1fr;gap:28px}.card{border:1px solid var(--line);border-radius:10px;padding:32px;background:#fff}.card h2,.section h2{font-family:Georgia,serif;font-size:34px;line-height:1.2;margin-top:8px}.checks{columns:2;padding:0;list-style:none}.checks li{margin:8px 0}.checks li:before{content:'✓ ';color:var(--teal);font-weight:900}.specialties{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.specialty{padding:30px;text-align:center;border-right:1px solid var(--line)}.specialty:last-child{border:0}.specialty h3{font-family:Georgia,serif;font-size:23px}.coverage{display:grid;grid-template-columns:repeat(7,1fr);gap:14px;text-align:center}.coverage div{padding:18px 8px;background:#f7fbfb;border-radius:8px}.dark{background:var(--navy);color:#fff}.dark h2{font-size:44px}.footer{padding:42px 0;background:#071f36;color:#fff}.footergrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}.legal{font-size:13px;color:#b7c7d4}.content{max-width:900px}.content h1{font-family:Georgia,serif;font-size:48px}.content h2{font-family:Georgia,serif;margin-top:36px}.cta{margin-top:40px;padding:28px;background:#eef7f7;border-left:4px solid var(--teal)}.breadcrumbs{font-size:13px;color:var(--muted);margin-bottom:18px}@media(max-width:800px){.navlinks{display:none}.hero h1{font-size:46px}.grid2,.specialties,.footergrid{grid-template-columns:1fr}.specialty{border-right:0;border-bottom:1px solid var(--line)}.coverage{grid-template-columns:repeat(2,1fr)}.checks{columns:1}.nav .btn:first-of-type{display:none}}

.pagehero{padding:58px 0 36px;background:linear-gradient(120deg,#fff,#FFF5FA)}
.pagehero h1{font-family:Georgia,serif;font-size:50px;line-height:1.08;margin:12px 0 18px}.pagehero .lead{max-width:850px}
.badges{display:flex;flex-wrap:wrap;gap:9px;margin:20px 0}.badge{border:1px solid var(--line);background:#fff;border-radius:999px;padding:7px 11px;font-size:13px}
.prose{max-width:900px}.prose p{font-size:17px}.prose h2{font-family:Georgia,serif;font-size:32px;line-height:1.2;margin:38px 0 12px}.prose h3{font-family:Georgia,serif;font-size:23px;margin:28px 0 8px}
.factgrid,.linkgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.fact,.linkcard{border:1px solid var(--line);border-radius:9px;padding:20px;background:#fff}.fact h3,.linkcard h3{margin:0 0 8px;font-family:Georgia,serif;font-size:20px}.linkcard:hover{border-color:#FF9BCB}
.callout{padding:25px;border:1px solid var(--line);border-left:4px solid var(--teal);background:#FFF5FA;margin:30px 0}.callout h2{margin-top:0}.muted{color:var(--muted)}
.twoway{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:38px 0}.twoway>div{padding:26px;border-radius:10px;border:1px solid var(--line)}
.directory{columns:3;column-gap:28px}.directory a{display:block;padding:7px 0;border-bottom:1px solid #edf2f4;break-inside:avoid}
.sticky-mobile{display:none}.crumbs{font-size:13px;color:var(--muted);margin-bottom:12px}.crumbs a{text-decoration:underline;text-underline-offset:2px}
.notice{font-size:13px;color:var(--muted)}
@media(max-width:800px){.pagehero h1{font-size:38px}.factgrid,.linkgrid,.twoway{grid-template-columns:1fr}.directory{columns:1}.sticky-mobile{display:grid;grid-template-columns:1fr 1fr;position:fixed;bottom:0;left:0;right:0;z-index:20;background:#fff;border-top:1px solid var(--line)}.sticky-mobile a{padding:13px 8px;text-align:center;font-weight:800}.sticky-mobile a:last-child{background:var(--navy);color:#fff}.footer{padding-bottom:80px}}

:root{--gulal:#F72585;--gulal-bright:#FF4FA3;--gulal-soft:#FFF0F7;--gulal-pale:#FFF8FC}
.eyebrow{color:var(--gulal)!important}.primary{background:var(--navy)!important}.primary:hover{background:#123B5A!important}.btn:not(.primary):hover{border-color:var(--gulal);color:var(--gulal)}
.pagehero{background:linear-gradient(120deg,#fff 0%,#fff 58%,var(--gulal-soft) 100%)}
.callout{border-left-color:var(--gulal);background:var(--gulal-pale)}
.badge{border-color:#FFD0E5}.badge:hover{border-color:var(--gulal)}
.linkcard:hover{border-color:var(--gulal);box-shadow:0 8px 30px rgba(247,37,133,.08)}
.gulal-rule{height:4px;width:74px;background:var(--gulal);border-radius:4px;margin:18px 0}
.brand-accent{color:var(--gulal)}
.topic-guide{margin-top:42px}.topic-guide .fact{min-height:180px}.topic-guide strong{color:#102f4a}
@media(max-width:800px){.sticky-mobile a:first-child{color:var(--gulal)}.sticky-mobile a:last-child{background:var(--navy)}}